Find the Best Low Interest Credit Card Offer

For customers who tend to carry a balance from month to month on their credit cards, but have good credit, a low interest credit card might be the best choice. When the interest rate on the card is low, and you carry a balance on your account, you pay less in interest.

When shopping for a low interest rate credit card be sure to compare all of the features and options for a particular card because it does not make sense to get a card because of the low interest rate, but then you end up paying high annual fees. Also, be mindful of credit card offers that have a very low introductory APR, but then after a period of time, which varies between six and 18 months or more, switch to a higher fixed interest rate.

Doing your homework carefully can pay off in the long run when you can find a card with an ongoing low fixed interest rate that does not also have high annual fees. If you have good credit, a low interest credit card can help you save money.

Online Applications for Low Interest Credit Cards

These online credit card applications keep your personal data safe by utilizing SSL technology.

IberiaBank Visa® Select Card

IberiaBank Visa® Select Card Apply Now
  • Introductory Rate of 0.00% or 7.50% based on creditworthiness for 12 months from date opened on Purchases. (If there is an interest charge, the charge will be no less then $1.00). This rate will not change during the introductory period.
  • Low Introductory APR on Balance Transfers of 1.99% for the first 12 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness.
  • Low Ongoing Variable Rate APR after introductory period of 7.50%, 9.50%, or 11.50% (Prime + 4.25%, Prime + 6.25%, and Prime + 8.25%) based on your creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less then $1.00).
  • Online access to credit card account information
  • Apply online now
Intro APR Regular APR Credit Needed Annual Fee
0% 7.50% Variable Any $45

Discover® More Card - Black

Discover® More Card - Black Apply Now
  • 0% intro APR on balance transfers for a full 12 months, then the Regular APR
  • 0% intro APR on purchases for a full 9 months, then the Regular APR
  • 5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
  • Up to 1% unlimited Cashback Bonus on all other purchases
  • No Annual Fee
  • Apply online now
Intro APR Regular APR Credit Needed Annual Fee
0% 11.99% - 20.99% (V)* Variable Very Good $0

Slate℠ from Chase

Slate℠ from Chase Apply Now
  • 0% intro APR for up to 12 months.
  • No Annual Fee.
  • New innovative card design.
  • BlueprintSM free and customizable account features that help you avoid unnecessary interest and pay your balances down faster
  • Apply online now
Intro APR Regular APR Credit Needed Annual Fee
0% 13.24%, 17.24%, 22.24% Variable Any $0

IberiaBank Visa® Gold Cash Back Rewards Card

IberiaBank Visa® Gold Cash Back Rewards Card Apply Now
  • No annual membership fee
  • Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
  • Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness.
  • Earn 1% in cash back credit on all qualifying purchases
  • No limit on cash back; no expiration date on eligibility for accounts in good standing
  • Travel accident coverage up to $500,000
  • Online access to credit card account information
  • Apply online now
Intro APR Regular APR Credit Needed Annual Fee
1.99% 9.25%, 12.25%, or 15.25%* Variable Good $0

IberiaBank Visa® Platinum Rewards Card

IberiaBank Visa® Platinum Rewards Card Apply Now
  • No annual membership fee
  • Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
  • Low Introductory ARP on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness.
  • Earn 1 bonus point for every $1 in qualifying net retail purchases
  • Turn your points into hotel, gift, or experience rewards
  • Travel accident coverage up to $1,000,000
  • Online access to credit card account information
  • Apply online now
Intro APR Regular APR Credit Needed Annual Fee
1.99% 9.25%, 12.25%, or 15.25%* Variable Very Good $0

IberiaBank Visa® Classic Card

IberiaBank Visa® Classic Card Apply Now
  • No Annual Membership Fee
  • Low variable rate of 7.25%, 10.25%, or 13.25% (Prime + 4.00%, Prime + 7.00%, or Prime + 10.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
  • Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness.
  • Online Access to Credit Card Account Information
  • Apply online now
Intro APR Regular APR Credit Needed Annual Fee
1.99% 7.25%, 10.25%, or 13.25%* Variable Any $0

Chase Freedom℠ Visa

Chase Freedom℠ Visa Apply Now
  • 0% Intro APR and No Annual Fee
  • 5% cash back in quarterly bonus categories like gas, home improvement and department stores, subject to quarterly maximum. Signing up is free and easy!
  • Unlimited 1% Cash Back on all other purchases with no spending tiers
  • Up to an additional 20% cash back when you shop online at select merchants through Chase
  • Apply online now
Intro APR Regular APR Credit Needed Annual Fee
0% 12.99% - 22.99% (V) Variable Any $9999