Find the Best Business Credit Card Offer
For any size business, business credit cards have many benefits for making business purchases and making travel arrangements. Some cards offer cash back incentives on purchases such as gas, and office supplies. Other offers include the ability to earn bonus frequent flyer miles.
One of the biggest benefits of using a business credit card is the ability to track purchases and keep accurate records. Using a business card also keeps your personal credit history separated from your business credit. Business owners who have employees can authorize them to use a company card, which facilitates the tracking of employee expenditures.
Businesses that make purchases from foreign companies should also be aware of the fees that credit card companies can charge for making foreign exchanges.
When shopping for a business credit card, compare the different offers, incentives and travel rewards that vary widely. Some cards offer additional perks such as imprinting your company's name on the credit card, no pre-set spending limits, and online account management.
Using a business credit card can help you run your business, track purchases and keep records more efficiently.
Online Applications for Business Credit Cards
These online credit card applications keep your personal data safe by utilizing SSL technology.
The Platinum Business Credit Card
- Option to Enroll in the Membership Rewards Express® Program Fee-Free
- There's No Limit to the Number of Points You Can Earn
- Save 3-25% on Business Purchases at Companies like FedEx®, Delta®, Hertz®, and More
- 0% APR for the First 12 Months
- No Annual Fee
- No Annual Fee for Additional Cards
- Apply online now
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% | As low as Prime + 2.99% | Very Good | $0 |
Chase Business Cash Rewards Card
- Earn Up To 5% Cash Back with Unlimited Rewards Potential
- With No Merchant or Category Spending Restrictions, You Can Earn Points by Shopping Wherever You Want, for Whatever You Want
- 0% APR on Purchases and Balance Transfers for Up To 12 Months
- Pay No Annual Fee
- Receive Quarterly Management Reports
- Receive Additional Cards Your Employees Can Use
- Apply online now
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% | 10.99% Variable | Any | $0 |
Starwood Preferred Guest® Business Credit Card from American Express
- Earn 10,000 Starpoints with Your First Purchase - That's Good for Up to 3 Free Nights!
- Earn 1 Starpoint for Virtually Every Dollar You Spend on the Card and 2 Starpoints at Participating Starwood Hotels and Resorts
- Redeem at Over 825 Participating Starwood Hotels and Resorts in 95 countries Including Sheraton®, Westin® and W Hotels®
- Transfer to Over 30 Frequent Flyer Programs, Most on a One-to-One Basis
- Save 3-25% on Business Purchases at Companies like FedEx®, Delta®, Hertz®, and More
- No Annual Fee for the First Year - a Savings of $45
- Voted Best Affinity Credit Card by Frequent Travelers in the 19th Annual Freddie Awards
- Apply online now
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 2.9% | Prime + 9.99% Variable | Any | $45 |
Advanta Platinum BusinessCard
- 0% Intro APR on Balance Transfers and Purchases for 12 Months*
- [Actual Offered Rate] 11.99% Variable APR Thereafter
- Up To $50,000 Credit Line
- No Annual Fee
- Get Employee Cards with No Fee and Set Spending Limits Per User
- $0 Fraud Liability
- Personalized Card - Your Company Name on the Card, Plus Your Logo
- *See Terms & Conditions For More Information
- Apply online now
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% | 11.99% Variable | Very Good | $0 |
Blue for Business® Credit Card
- 0% introductory APR on Purchases for Up To 15 Months
- No Annual Fee with the Flexibility to Pay in Full or Carry a Balance
- No Annual Fee for Additional Cards
- Option to Enroll in the Complimentary Membership Rewards Express® Program, with Flexible Rewards for You or Your Business
- There's no limit to the number of points you can earn and points have no expiration date
- Save 3-25% on Business Purchases at Companies like FedEx®, Delta®, Hertz®, and More
- Built-In ExpressPay Technology that Lets You Make Small Purchases Fast without Swiping Your Card
- Apply online now
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% | As low as Prime Rate + 2.99% | Any | $0 |
SimplyCash® Business Card from American Express
- Earn 5% Cash Back on Office Supplies and Wireless Services
- Earn 3% Cash Back on Automobile Gas Purchases of Up to $12,000 Per Year; 1% Thereafter
- Earn 1% Cash Back on Virtually All Other Purchases
- No Limits to The Cash Back You Can Earn
- Cash Back is Automatically Credited to the Statement Each Month
- 0% Introductory APR for Up to 12 Months
- No Annual Fee with the Flexibility to Pay in Full or Carry a Balance
- Additional Cards Have No Annual Fee
- Apply online now
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% | As low as Prime + 0% | Very Good | $0 |
Platinum Business FreedomPass(SM) Credit Card
- 5,000 Point Welcome Bonus with First Purchase
- Earn 1 Point for Virtually Every Dollar You Spend
- Redeem for Savings on Any Flight, Hotel, Car Rental, or Cruise
- No Blackout Dates and No Travel Restrictions
- 0% Introductory APR on Purchases for the First 12 Months
- No Annual Fee and the Option to Pay over Time or Pay in Full
- No Annual Fee for Additional Cards
- Save 3-25% on Business Purchases at Companies like FedEx®, Delta®, Hertz®, and More
- Apply online now
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% | As low as Prime + 3.99% | Very Good | $0 |
CitiBusiness® Card
- 0% APR on Purchases and Balance Transfers for 12 Months*
- No Annual Fee
- Business-Size Credit Line
- Free Additional Cards for Employees with Credit Limits You Set
- Savings on Everyday Business Purchases
- Quarterly and Annual Account Summaries
- Apply online now
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% | 7.99% Variable | Very Good | $0 |
Discover® Business Card
- Apply Now and Get $100 Cash Back Bonus**
- 0% Intro APR* for 12 Months on Purchases and 3.9% Intro APR* for 6 Months on Balance Transfers
- 5% Cashback Bonus® on Office Supplies, 2% on Gas and Up To 1% on All Other Purchases*
- Earn 5 to 20% Cashback Bonus at Top Retailers through Discover's Exclusive Online Shopping Site
- Fee-Free Purchase Checks to Pay Merchants Who Don't Accept Credit Cards
- Free Employee Cards with Customizable Limits and Monthly Reporting on Their Spending
- No Annual Fee
- Apply online now
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% | 13.99% Variable | Any | $0 |
Citi® Professional(SM) Card with ThankYou(SM) Network
- 0% APR on Purchases for 12 Months
- 10,000 ThankYou® Points after $250 in Purchases, Redeemable for a $100 Gift Card*
- Get 3 ThankYou® Points for Every Dollar You Spend on Purchases at Restaurants, Gas Stations, on Auto Rentals, and at Certain Office Supply Merchants*
- 1 ThankYou® Point for Every Dollar You Spend on Other Purchases*
- Online Expense Organizer Helps Track, Categorize and Report Expenses for Billing, Reimbursement and Taxes
- No Annual Fee
- Apply online now
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% | 10.99% Variable | Any | $0 |
Capital One® Business Platinum with Double No Hassle Miles(SM)
- Earn Rewards Twice as Fast!
- 2 Miles Per Dollar Spent on Purchases
- Redeem Miles for Cash Back, Gift Cards, Flights, and More
- Fly on Any Airline With No Blackout Dates or Seat Restrictions
- No Annual Fee
- Free Employee Cards With Individual Spending Limits You Set
- *See Capital One® Important Disclosures for More Information
- Apply online now
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| N/A | 17.99% Variable | Very Good | $39 |
Discover® Business Miles Card
- 0% Intro APR* for 12 Months on Purchases and 3.9% Intro APR* for 6 Months on Balance Transfers
- 12,000 Bonus Miles*
- No Annual Fee
- Earn Double Miles on Travel and Gas*
- Get up to 1 Mile Per Dollar on All Other Purchases
- Travel With No Restrictions - Book Any Airline, Any Date, Any Seat
- *View Discover® Card Rates, Fees, Rewards and Other Important Information
- Apply online now
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% | 13.99% Variable | Any | $0 |
Advanta Life of Balance Platinum Card
- 2.99% APR for Life of Balances Transferred within 3 Months*
- Choice of 6% Cash Back on Bonus Qualifying Purchases* or Travel Rewards
- No Annual Fee and No Limit on Earnings
- Get Employee Cards with No Fee and Set Spending Limits Per User
- $0 Fraud Liability
- Personalized Card -- Your Company Name on the Card, Plus Your Logo
- *See Terms & Conditions for Important Information, Benefits and Limitations
- Apply online now
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 2.99% | 9.99% Variable | Very Good | $0 |
Business Green Rewards Card
- Receive 5,000 Bonus Points on Your First Purchase
- No Pre-Set Spending Limit* or Finance Charges
- Earn One Membership Rewards® Point for Virtually Every Dollar You Spend with No Limits and No Expiration Dates
- Save 3-25% on Business Purchases at Companies Like FedEx®, Delta®, Hertz®, and More
- Redeem Points for Top-Tier Rewards Including Travel, Merchandise, Office Equipment, and Gift Cards for You or Your Employees
- No Annual Fee for the First Year - a Savings of $95
- Apply online now
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| N/A | No APR | Any | $95 |
First National Business Edition Visa® Card
- 0% APR* on Purchases for the First 12 Billing Cycles After Account is Opened
- No Annual Fee
- Separate Business Expenses for Company Travel, Entertainment, Supplies or Other Necessary Purchases
- Online Access to View Transactions, Pay Your Bill, View Up to 48 Prior Statements for Both Individual Cardholders and for Companies With Multiple Cardholders
- Purchases Automatically Protected From Theft or Damage Within the First 90 Days
- Receive Easy-To-Read Management Reports, Itemizing Your Employees' Business Expenditures
- Get Records of Tax-Deductible Expenses
- Receive Up to 60% Off Regular Rates at More Than 11,000 Hotels, Motels and Resorts in 146 Countries and Territories
- Apply online now
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% | 9.99% Variable | Any | $0 |
Chase Platinum Business Card
- Save with 0% APR for Up To 12 Months on Purchases and Balance Transfers*
- Free Online Reporting - Quarterly Reports Enable You to Monitor Your Business Spending
- No Annual Fee
- Platinum Business Benefits - Value Benefits Such as Travel and Emergency Assistance, Purchase Security and Extended Protection, and Travel Accident Insurance
- Visa Business Partner Advantage - Savings of Up To 20% From Leading Retailers with Special Offers on Computer Equipment, Office Supplies and More
- Apply online now
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% | 8.99% Variable | Very Good | $0 |
Capital One® Business Platinum with Preferred No Hassle Miles(SM)
- Earn Double Miles on Travel and Entertainment Purchases
- 0% APR on Purchases Until August 2009
- Double Miles on Travel and Entertainment Purchases and One Mile Per Dollar on All Other Purchases
- Redeem Miles for Cash Back, Gift Cards, Flights, and More
- No Annual Fee
- Free Employee Cards with Individual Spending Limits You Set
- *See Capital One® Important Disclosures for More Information
- Apply online now
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% | As low as 14.99% | Very Good | $0 |
Capital One® Business Platinum
- Separate Your Business and Personal Expenses
- 0% APR on Purchases Until August 2009
- No Annual Fee
- Free Year-End Summary
- Free Employee Cards with Individual Spending Limits You Set
- *See Capital One® Important Disclosures for More Information
- Apply online now
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% | As low as 9.99% | Very Good | $0 |
Citi® Professional(SM) Cash Card
- 0% APR on Purchases for 12 Months*
- Earn 3% Cash Back on Purchases at Restaurants, Gas Stations, Certain Office Supply Merchants, and for auto rentals. Plus Earn 1% Cash Back on Other Purchases*
- Online Expense Organizer Helps Track, Categorize and Report Expenses for Billing, Reimbursement and Taxes
- Quarterly and Annual Account Summaries and Categorized Statements at No Additional Cost
- No Annual Fee
- Apply online now
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% | 9.99% Variable | Any | $0 |
Capital One® Business Platinum with No Hassle Cash(SM)
- Enjoy the Convenience of Cash Rewards
- 0% APR on Purchases Until August 2009
- 1% Cash Back on All Purchases With No Category Limits and No Restrictions
- A 25% Bonus Each Year on Cash You Earned the Previous Year
- No Annual Fee
- Free Employee Cards With Individual Spending Limits You Set
- *See Capital One® Important Disclosures for More Information
- Apply online now
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% | As low as 14.99% | Very Good | $0 |
TrueEarnings® Business Card from Costco and American Express
- Straight cash back-5% for Buying Automobile Gas, 3% for Eating Out, 2% for Taveling, 1% Virtually Everywhere Else, Including at Costco
- 0% Introductory APR on Purchases for the First 3 Months
- No Annual Fee with Your Paid Costco Membership
- Flexible Payments-Pay in Full or Over Time
- No annual fee for Additional Cards
- Save an Additional 3-25% on Business Purchases at Companies Like FedEx®, Delta®, Hertz®, and More
- Apply online now
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% | Prime Rate + 9.99% Variable | Any | $0 |
CitiBusiness® Card with ThankYou® Network
- 0% APR on Purchases for 12 Months*
- 10,000 ThankYou® Points After $250 in Purchases, Redeemable for a $100 Gift Card*
- 3 ThankYou® Points for Each Dollar Spent on Eligible Purchases at Certain Office Supply Merchants and on Professional Services*
- 1 ThankYou® Point for Every Dollar You Spend on Other Purchases*
- No Annual Fee
- Additional Cards for Employees With Credit Limits You Set
- Apply online now
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% | 9.99% Variable | Very Good | $0 |
The Gold Card from American Express OPEN(SM)
- Business Ownership has Become more Rewarding
- Earn up to 40,000 Bonus Points in Your First Year - Enough for One Domestic Round-Trip Airline Ticket Plus Other Business Supplies
- Points Have No Expiration Date
- No Limit to the Number of Membership Rewards® Points You Can Earn
- No Annual Fee for the First Year - A Savings of $125
- No Pre-Set Spending Limit* and No Finance Charges
- Save 3-25% on Business Purchases at Companies Like FedEx®, Delta®, Hertz®, and More
- Automatic Complimentary Enrollment in the Membership Rewards® Program
- Apply online now
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| N/A | No APR | Good | $125 |
JetBlue Business Credit Card from American Express
- Exclusive Benefit for JetBlue Business Cardmembers: 5% Savings on JetBlue flights Purchased With Your Card
- 50 TrueBlue® Points, Worth 1/2 of a Roundtrip Flight, after Your First Purchase
- Earn 1 Award Dollar for Virtually Every Dollar You Spend
- Earn Double Award Dollars on JetBlue Purchases, Gas, Wireless Phone Charges, and More
- Save 3-25% on Business Purchases at Companies Like FedEx®, Hertz®, and More
- Your TrueBlue® Points Don't Expire When You Use Your Card
- Protection when You Travel: Car Rental Loss and Damage Insurance, Baggage Insurance, and More
- Apply online now
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 3.99% | Prime + 9.99% Variable | Any | $40 |
Blue Cash® for Business Credit Card
- Up To 5% Cash Back on Virtually all Purchases
- No Limit on the Cash Back You Can Earn
- No Annual Fee
- 0% Intro APR for First 6 Months
- Option to Pay over Time or Pay in Full
- Save 3-25% on Business Purchases at Companies like FedEx®, Delta®, Hertz®, and More
- Earn Cash Rewards on Purchases Made by Additional Cardholders
- Apply online now
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% | As low as Prime + 2.99% | Any | $0 |
Gold Delta SkyMiles® Business Credit Card
- Get 15,000 SkyMiles® with First Purchase
- Earn up to 30,000 Bonus Miles in Your First Year
- Now You Can Redeem Your Miles for Any Delta Seat, Any Time at Delta.com. Pay with Miles is an Exclusive New Benefit for Gold Delta Skymiles® Business Credit Cardmembers That Goes Above and Beyond to Help Ensure that Your Miles Work the Way You Want them to
- Pay for All or Part of Your Fare with Miles and Put the Rest on Your Card; Start Redeeming at just 10,000 Miles
- Save 5% on All Delta Flights with Your Card
- One Delta Mile for Virtually Every Dollar You Spend
- No Annual Fee for the First Year - A Savings of $85
- No Annual Fee for Additional Cards
- Apply online now
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| N/A | Prime + 9.99% Variable | Good | $95 |
Chase Business Rebate Visa® Card
- 3% Cash Back** for Purchases at Restaurants, Gas Stations, Office Supply Stores, Building Supply Stores, and Hardware and Home Improvement Stores
- 1% Cash Rebate on All Other Purchases
- 0% APR for Up To 15 Months* on Balance Transfers
- No Annual Fee
- Free Additional Cards for Your Employees, Free Quarterly Reports, and Other Online Account Management Tools to Help You Keep Track of Your Business Expenses
- Apply online now
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% | 7.99% Fixed | Any | $0 |
Business Edition® Plus Visa® Card
- Introductory 0% APR* on Purchases for the First Six Billing Cycles After Your Account is Opened
- Earn 3 Points With Every Dollar You Spend on Gas, Restaurants, Office Supply and Home Improvement Stores. Plus 1 Point on All Other Purchases*
- No Annual Fee
- Receive Easy-to-Read Management Reports, Itemizing Your Employees' Business Expenditures, and Records of Tax-Deductible Expenses
- Apply online now
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% | 13.99% Variable | Any | $0 |
Advanta Platinum BusinessCard with Rewards
- 0% APR for 15 Months on Balance Transfers, 7.99% APR Thereafter*
- 7.99% Variable APR (Based on Prime) on Purchases
- Up to 5% Cash Back on Office Supplies, Gas and More*
- No Annual Fee and No Limit on Earnings
- Get Employee Cards with No Fee and Set Monthly Spending Limits Per User
- $0 Fraud Liability
- Personalized Card -- Your Company Name on the Card, Plus Your Logo
- *See Terms & Conditions for Important Information, Benefits and Limitations
- Apply online now
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% | 7.99% Variable | Very Good | $0 |
Advanta Platinum with Rewards Customized BusinessCard
- 0% APR for 15 Months on Balance Transfers, 7.99% Fixed APR Thereafter*
- 7.99% Variable APR on Purchases
- Choice of 5% Cash Back on Office Supplies, Gas and More*
- No Annual Fee and No Limit on Earnings
- Get Employee Cards with No Fee and Set Spending Limits Per User
- $0 Fraud Liability
- Personalized Card -- Your Company Name on The Card, Plus Your Logo or Other Image!
- *See Terms & Conditions for Important Information, Benefits and Limitations
- Apply online now
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% | 7.99% Variable | Very Good | $0 |
Capital One® Business Platinum with No Hassle Miles(SM)
- Earn Miles and Get a Low Introductory Purchase Rate, Too
- 0% APR on Purchases Until August 2009
- 1 Mile Per Dollar Spent on Purchases
- Redeem Miles for Cash Back, Gift Cards, Flights, and More
- No Annual Fee
- Free Employee Cards With Individual Spending Limits You Set
- *See Capital One® Important Disclosures for More Information
- Apply online now
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% | As low as 9.99% | Very Good | $0 |